Overchat AI Pricing in 2026: Plans, Limits and Real Costs
The Pro plan is the one most people should buy: $49.99 /yearly, 8,000 credits a month, access to advanced models, image generation, and custom chatbots. The Free plan is limited to 4 Messages per Day and basic models.
Verified 2026-10-27 · official pricing page · Overchat AI in the directory
Quick pricing verdict
- Starting price
- $49.99 /yearly for Pro
- Free plan
- Free $0 /forever
- Best plan for most people
- Pro at $49.99 /yearly
- Plan to avoid first
- Pro at $179.88, which the page labels as the monthly price
- Biggest hidden cost
- Not published
- Pricing checked
- 2026-10-27, against the official page
Overchat AI offers a Free plan and a Pro plan. The page states "No hidden fees" and "Cancel anytime." Pricing is shown as $179.88 with $49.99 /yearly, and the page notes 72% OFF with a Yearly/Monthly toggle.
The Free plan is described as "Perfect for testing the basics." The page lists GPT-6 Luna, Gemini 3.8 Flash, 8,000 credits a month, and limited trial image generation among its features, and it separately lists "4 Messages per Day" for the Free plan.
Plans compared
| Plan | Price | Best for | Key limits |
|---|---|---|---|
| Free | $0 /forever | Testing the basics | 4 Messages per Day; 20 per day; 20 accesses to basic models daily; ⛔️ Limited trial image generation |
| Pro | $179.88$49.99 /yearly | Access to basic models, advanced models, image generation, and custom chatbots | 8,000 credits a month |
Source: Overchat AI pricing page, checked 2026-10-27. See the archived page we read.
What each plan includes
Free
- Includes
- Basic model-driven smart writing, translation, and summary; GPT-6 Luna; Gemini 3.8 Flash; 8,000 credits a month; ⛔️ Limited trial image generation; 4 Messages per Day; 20 per day; 20 accesses to basic models daily
- Missing
- Not published
- Avoid if
- You need access to advanced models or image generation
- Verdict
- Usable for trying the platform, but the daily message limits and lack of advanced models are restrictive.
Pro
- Includes
- 8,000 credits a month; ✅ Access to basic models: GPT-6 Luna, DeepSeek V4 Pro; Access to advanced models: GPT-6 Astra, Claude Opus 5.5, Claude Fable 5.1, Gemini 3 Pro, Llama 4, Mistral, Grok 4.7; Image Generation: GPT Image 2.5, Nano Banana 2, Nano Banana Pro, FLUX 2 Max, Seedream 5 Pro; Advanced custom chatbots for writing, translation, summary, search, translate and ChatPDF
- Missing
- Not published
- Avoid if
- You only need occasional basic chat and the Free plan's 4 Messages per Day is enough
- Verdict
- The better fit if you need several models, image generation, or ChatPDF in one subscription.
Add-ons, overages, and surprise costs
| Cost item | Trigger | Published amount | Billing behaviour |
|---|---|---|---|
| Not published | Not published | Not published | The page states "No hidden fees" and "Cancel anytime." No overage rates, credit top-up prices, or plan-change fees are listed. |
Source: Platform pricing docs, checked 2026-10-27. See the archived page we read.
Which plan should you choose?
- Solo founder testing whether an AI aggregator works for daily tasks
- Free — It is $0 /forever and covers writing, translation, summary, and basic models, but usage is capped at 4 Messages per Day.
- Solo founder who needs multiple advanced models and image generation
- Pro at $49.99 /yearly — It includes 8,000 credits a month, advanced models, image generation, and custom chatbots with ChatPDF in one plan.
- Solo founder who wants to pay without a yearly commitment
- Pro at $179.88 — The page lists this as the monthly price, and it states you can cancel anytime.
Frequently asked questions
- Is Overchat AI free?
- Yes. The Free plan is $0 /forever with 4 Messages per Day, 20 accesses to basic models daily, and limited trial image generation.
- How much does Overchat AI Pro cost?
- The page shows $179.88 and $49.99 /yearly, with a Yearly/Monthly toggle and a 72% OFF label.
- What do I get with Overchat AI Pro?
- 8,000 credits a month, access to basic and advanced models, image generation, and advanced custom chatbots for writing, translation, summary, search, translate and ChatPDF.
- Is the yearly plan cheaper than paying monthly?
- The page lists $49.99 /yearly against $179.88 and labels the yearly option 72% OFF.
- Can I cancel my subscription anytime?
- Yes. The page states "Cancel anytime."
What we read
Every figure on this page was extracted from the vendor's own pricing page at the moment below. The captured text is one click away, so you can check our reading against what they publish today.
Source captured 2026-10-27 08:13 UTC · read the captured text
Pricing change log
What moved since we started tracking this page, newest first. A price that changes silently is the failure mode of every other pricing guide.
- 2026-10-27First published, extracted from https://overchat.ai/pricing; archive snapshot 2026-10-14.